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All about our personal pension

We understand there's no single recipe for a successful retirement. And that your needs and goals will often change as life unfolds.

We've packed our personal pension full of flexibility. So you can enjoy the freedom to adjust things as and when you need to.

We call it Pension Portfolio and it’s available by talking to your financial adviser.

Benefits of our personal pension

Put in what you like

Beyond our minimum levels, tell us how much and how often you'd like to save. 

Find out more  about Put in what you like

Keep an eye on things

Our mobile app makes it easy for you to keep an eye on your pension savings whenever you like.

Find out more  about Keep an eye on things

Integrated drawdown

Move seamlessly into drawdown - from within the same plan. 

Find out more  about Integrated drawdown

We're making mutuality meaningful

From voting on the way we run our business, to aiming to boost their pension savings through ProfitShare, we want our customers to feel the mutual benefit of being with us.

Learn more Learn more

Working with advisers

We choose to distribute our personal pension products and services through financial advisers. Simply because we believe that’s the right thing to do.

The world of pensions can be a complex place. And we think quality impartial advice is the best way of making sure you find the right products to suit your needs.

Advisers may charge for their services – though they should agree any fees with you upfront.

The value of financial advice  

What you can expect from us

Carefully crafted investments

Find out more  about Carefully crafted investments

Clear and simple communications

Find out more  about Clear and simple communications

Flexible retirement options

Find out more  about Flexible retirement options

Next steps

If you think that our personal pension could be right for you, the next step is to speak to an independent financial adviser. They can give you personalised advice and recommendations to match your individual needs and circumstances.

If you don't already have an adviser, you can find one here.

Find a financial adviser The value of financial advice

Secret Life of Pensions

What does your pension get up to after it leaves your pay packet?

It doesn’t just sit in an account somewhere until you retire. It's busy working hard in the real world so that when you’re older, hopefully you won’t have to.

Find out more Link to Secret Life of Pensions page

Transfer your pension

There’s lots to think about when it comes to transferring your pension savings.

So we’ve put together some important information about what you need to think about and whether a pension transfer might be right for you.

Learn more about pension transfers

Learn about pensions

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