Where to look for an adviser
Using the professional expertise of a financial adviser can be reassuring when making big decisions about your money. They can help you put a short and long-term plan together whether you’re looking at pensions and investments, or insurance and mortgages.
We’ve provided links to directories below that are independent to Royal London. The advisers on these sites can sell products from other providers, as well as from us.
Advisers for pensions and retirement
Moneyhelper brings together the support and services of three government-backed financial guidance providers: the Money Advice Service, the Pensions Advisory Service and Pension Wise.
Their Adviser Retirement Directory can help you find regulated and impartial advisers, to give advice on topics such as:
- pension and retirement planning
- long-term care planning
- equity release
- inheritance tax planning or wills and probate.
Start by deciding if you want to meet your adviser in person, or online, then narrow down your search by choosing what you need help with.
Advisers for life insurance and critical illness cover
VouchedFor is a directory of advisers independent to Royal London. Their advisers are checked against the Financial Conduct Authority Register and they can sell a range of products, not just those from us.
If you have a medical condition that might make it more difficult to find cover, The British Insurance Brokers’ Association (BIBA) can help you find an adviser. Call them on 0370 950 1790.
Is advice right for you?
-
How can advice help?
-
Do I need to get advice?
Choosing an adviser
-
Do you want to meet your adviser face-to-face or online?
-
Choose an adviser that specialises in the area you need help with
-
Look for the qualifications your adviser holds
-
Select an adviser that deals with the pension pot size that is relevant to you
-
Some will say what their minimum or typical fees are
-
The first meeting is usually free, so it’s a good opportunity to check if they are right for you.
The advice process
Find an adviser
Use one of the directories, or ask friends and family for recommendations, to find an adviser best suited to your needs.
Book a consultation
Many advisers offer a free initial meeting – giving you a chance to decide if you want to work with them.
Make the most of your money
Consider your adviser's recommendations. If you have an ongoing agreement with them, they'll then monitor your financial situation and advise if any changes are needed.
